/* ===== Navbar ===== */
.navbar {
  background-color: #212529 !important;
  padding: 0.8rem 1rem;
}
.navbar-brand span {
  font-size: 1.5rem;
  font-weight: bold;
  color: white;
}
.navbar-nav .nav-link {
  color: white;
  margin-left: 0.8rem;
  transition: color 0.3s;
}
.navbar-nav .nav-link:hover,
.navbar-nav .nav-link.active {
  color: #0d6efd;
}
.navbar-toggler {
  border-color: white;
}
.navbar-toggler-icon {
  background-image: url("data:image/svg+xml;charset=utf8,%3Csvg viewBox='0 0 30 30' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath stroke='white' stroke-width='2' stroke-linecap='round' stroke-miterlimit='10' d='M4 7h22M4 15h22M4 23h22'/%3E%3C/svg%3E");
}

/* ===== Hero Section ===== */
.hero {
  background: url("../assets/loan-bg.jpg") center/cover no-repeat;
  height: 33vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: white;
  padding: 20px;
  position: relative;
}
.hero::after {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: rgba(0,0,0,0.5);
  z-index: 1;
}
.hero-content {
  position: relative;
  z-index: 2;
}
.hero h1 {
  font-size: 3rem;
  font-weight: bold;
  margin-bottom: 20px;
}
.hero p {
  font-size: 1.2rem;
  margin-bottom: 30px;
}

/* ===== Bank Logos ===== */
.bank-slider {
  width: 100%;
  overflow: hidden;
  padding: 20px 0;
  background: #f8f9fa;
}
.bank-track {
  display: flex;
  gap: 30px;
  animation: scroll 20s linear infinite;
}
.bank-track img {
  max-width: 150px;
  height: auto;
  object-fit: contain;
  filter: grayscale(100%);
  transition: all 0.3s ease;
}
.bank-track img:hover {
  filter: grayscale(0%);
  transform: scale(1.1);
}
@keyframes scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ===== Benefits & Steps ===== */
.benefit-icon {
  font-size: 3rem;
  color: #007bff;
  margin-bottom: 15px;
}
.step-icon {
  font-size: 2.5rem;
  color: #0d6efd;
  margin-bottom: 15px;
}

/* ===== Footer ===== */
footer {
  background-color: #212529;
  color: white;
  padding: 40px 20px;
  text-align: center;
}
footer a {
  color: #0d6efd;
  text-decoration: none;
  margin: 0 5px;
}
footer a:hover {
  text-decoration: underline;
}

/* ===== Preloader ===== */
#preloader {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: #ffffff;
  display: flex;
  justify-content: center;
  align-items: center;
  flex-direction: column;
  z-index: 9999;
}
.loader-container {
  display: flex;
  flex-direction: column;
  align-items: center;
}
.loader-container p {
  margin-top: 20px;
  font-size: 1.5rem;
  font-weight: bold;
  color: #0d6efd;
}
.clock-loader {
  position: relative;
  width: 60px;
  height: 60px;
  border: 4px solid #0d6efd;
  border-radius: 50%;
  margin-bottom: 10px;
}
.hand {
  position: absolute;
  background: #0d6efd;
  top: 50%;
  left: 50%;
  transform-origin: bottom center;
  transform: rotate(0deg);
  border-radius: 2px;
}
.hour {
  width: 4px;
  height: 15px;
  margin-left: -2px;
  margin-top: -15px;
  animation: rotateHour 12s linear infinite;
}
.minute {
  width: 2px;
  height: 20px;
  margin-left: -1px;
  margin-top: -20px;
  animation: rotateMinute 6s linear infinite;
}
.second {
  width: 1px;
  height: 25px;
  background: #ff0000;
  margin-left: -0.5px;
  margin-top: -25px;
  animation: rotateSecond 1s linear infinite;
}
.center-dot {
  position: absolute;
  width: 6px;
  height: 6px;
  background: #0d6efd;
  border-radius: 50%;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}
@keyframes rotateHour {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}
@keyframes rotateMinute {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}
@keyframes rotateSecond {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}

/* ===== Responsive Breakpoints ===== */
@media (max-width: 992px) {
  .navbar-nav {
    flex-direction: column;
    align-items: center;
    gap: 1rem;
    padding-top: 10px;
  }
  .navbar-nav .nav-link {
    font-size: 1.2rem;
    margin-left: 0 !important;
  }
  .navbar-brand span {
    font-size: 1.4rem;
  }
}

@media (max-width: 768px) {
  .hero h1 {
    font-size: 2rem;
  }
  .hero p {
    font-size: 1rem;
  }
  .hero a.btn {
    font-size: 1rem;
    padding: 0.5rem 1rem;
  }
  .bank-track img {
    max-width: 120px;
  }
}

@media (max-width: 576px) {
  .navbar-brand span {
    font-size: 1.2rem;
  }
  footer h5 {
    font-size: 1.2rem;
  }
  footer p {
    font-size: 0.9rem;
  }
}

@media (max-width: 480px) {
  .bank-track img {
    max-width: 100px;
  }
  .step-icon {
    font-size: 2rem;
  }
  .benefit-icon {
    font-size: 2.5rem;
  }
}

/* ===== Extra Small (<=400px) ===== */
@media (max-width: 400px) {
  .navbar-brand span {
    font-size: 1rem;
  }
  .navbar-toggler-icon {
    width: 25px;
    height: 18px;
  }
  .navbar-nav .nav-link {
    font-size: 1rem;
    padding: 0.4rem 0;
  }

  .hero {
    height: 25vh;
    padding: 10px;
  }
  .hero h1 {
    font-size: 1.6rem;
  }
  .hero p {
    font-size: 0.9rem;
  }

  .bank-track img {
    max-width: 30vw;
  }

  footer {
    padding: 20px 10px;
  }
  footer p,
  footer a {
    font-size: 0.8rem;
  }

  .clock-loader {
    width: 45px;
    height: 45px;
  }
  .loader-container p {
    font-size: 1rem;
  }
}

/* ===== Ultra Small Devices (Galaxy Z Fold portrait, old iPhones, etc.) ===== */
@media (max-width: 320px) {
  .navbar {
    padding: 0.5rem;
  }
  .navbar-brand span {
    font-size: 0.9rem;
  }
  .navbar-nav .nav-link {
    font-size: 0.9rem;
    padding: 0.3rem 0;
  }
  .navbar-toggler-icon {
    width: 22px;
    height: 16px;
  }

  .hero {
    height: 22vh;
    padding: 8px;
  }
  .hero h1 {
    font-size: 1.3rem;
    line-height: 1.4;
  }
  .hero p {
    font-size: 0.8rem;
  }

  .bank-track img {
    max-width: 70px;
  }

  .benefit-icon,
  .step-icon {
    font-size: 1.8rem;
  }

  footer {
    padding: 15px 8px;
  }
  footer p,
  footer a {
    font-size: 0.75rem;
  }

  .clock-loader {
    width: 35px;
    height: 35px;
  }
  .loader-container p {
    font-size: 0.9rem;
  }
}